That outfit Fox advertises heavily YREFI

[aviator]

Please be careful. They buy student loans in default at a discount, then charge a 5% loan origination fee to the borrower and use your money to refinance a student loan to someone who already defaulted on it....There is no collateral that you can go against and nothing protect our money should you invest with them. I hope you guys are smarter than the regular Joe and have not given them a dime.

[44044]

I quit watching FOX a long time ago

[aviator]

They also advertise heavily some Veteran mortgage company and yes you can get a no down payment on a VA loan, but there are charges related to the mortgage that they will add to the cost, also please do not follow their advice to get a loan to pay off credit cards, it's dumb and stupid. If you don't pay your credit cards nothing will happen to you, other than a bad credit for a while but if you fail to pay that mortgage you can lose your house. I hate companies that pray on uninformed consumers.